Technology Shaping the Future of
Credit & Lending

We’re redefining how banks and creditors prepare for the future. With over 25 years of experience, we develop technology that changes the world for the better.

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WHO WE ARE

Powering the entire credit lifecycle

We build proprietary platforms that empower credit, collections, and lending teams to make smart decisions by combining embedded analytics, AI and deep domain expertise.

ABOUT US

END-TO-END SOLUTIONS

Manage, automate and optimise the full credit lifecycle

Credit & Lending

Loan Origination
QUALCO Loan Originator
A loan approval system that automates the origination of financing products.
Loan Management
QUALCO Loan Manager
A comprehensive loan administration software covering all stages of credit.

Supply Chain Finance

Factoring & Supply Chain Finance
QUALCO ProximaPlus
A Factoring and Supply Chain Finance platform for optimising working capital.
Dynamic Discounting
QUALCO Kyberas
A robust system for managing the entire dynamic discounting process.

Collections & Recoveries

Operational Platforms
QUALCO Collections & Recoveries
An end-to-end platform for managing the entire debt collections lifecycle.
Customer Engagement
Omnichannel Collections Digital Self-Service

AI Capabilities

Explore how our AI-powered capabilities transform credit management.

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Analytics & Reporting

Credit Portfolio Analytics
QUALCO Data-Driven Decisions Engine
An integrated platform that automates the full credit analytics workflow.
Decision Engine
QUBE
A decision engine integrating with collections platforms to turn data into targeted decisions.

Business Automation

Workflow Automation
QUALCO Process Automation
A tool that streamlines business workflows from planning to execution.

RESOURCES

A curated library of whitepapers, podcasts, and more insights

Use Cases

Unlocking €3.05M Gains with Smart DCA Allocation

Reports

Build or Buy? Making the Right Collections Software Selection

Blog

Harnessing the Power of AI to Drive Positive Change

Videos

QUALCO AI Reporting for Smart Decisions

Reports

Unlocking the Potential: Islamic Factoring and Supply Chain Finance

Blog

QUALCO Process Automation Explainer Video

Interested in more expert insights?

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What’s new

Keep up with our latest news, announcements and updates

Qualco Executive Connect 2025: Clients and Partners from 21 Countries at a Conference on the Future of Fintech

The 2025 Qualco Executive Connect concluded successfully, with clients and partners from 21 countries participating. The full-day conference ...

Alrajhi bank Goes Live with QUALCO to Digitise Supply Chain Finance

Alrajhi Bank, one of the world’s largest Islamic banks, has gone live with QUALCO’s ProximaPlus platform, launching a fully digital Payables Finance ...

ADIB Partners with QUALCO to Enhance Sharia-Compliant Supply Chain Finance Solutions

Abu Dhabi Islamic Bank (ADIB), a leading Islamic financial institution, has partnered with QUALCO, a global provider of fintech solutions, to enhance ...

ADIB and QUALCO: Partnering to Deliver Shari’ah-Compliant Supply Chain Finance Solutions

United Arab Bank partners with QUALCO to digitise Supply Chain Finance operations

QUALCO is pleased to announce a strategic partnership with United Arab Bank, one of the longstanding home-grown banks in the United Arab Emirates. ...

Technology Shaping the Future of Credit & Lending